BUYERS

Below are Some Tips to Help you get started with the Home Buying Process:

 

Pre-qualification: 

Meet with a Mortgage Broker/ Lender to find out exactly how much you can afford to pay for a home.

  • Pre-Approval: Why get Pre-Approved? Sellers are much more receptive to potential buyers who have been pre-approved. With Pre-Approval, the Buyer receives written confirmation from the lender that they are pre-approved for a loan up to a certain amount. 

 


List of needs (must-haves) & wants (wish-list)

  • Create 2 lists. The first list consisting of features you must have (number of bedrooms, minimum square footage, one story house if accessibility is a factor, etc.) and any deal breakers. The second list being the wishes, things that are preferred, but not make or breaks. (ex: pool, AC, etc.). Realistically as a first time home buyer, you may not get everything on your wish-list, but it can help the search be more focused.
  • If your lists contain being in a specific school district, please find these helpful resources below: 

For Ratings of Local Schools, Click Below:

For Specific School Districts by Zip Code, Please view Below: 

 

Representation by a Professional

Consider hiring your own Real Estate Agent, one who is working with you The Buyer, not the Seller. Not only do agents have access to off-market properties during your home search, but will also guide you through the entire transaction process including establishing protections like inspections & mortgage contingencies into your written offer (purchase agreement); assisting with scheduling appraisers, professional inspectors, pest control specialists, etc. during escrow.

 

 

 

More information:

Do you have a question about the Home Buying Process? 

Ready to get started? Inquire below.